Investor Cash Flow

• Use only the market rents from the appraisal to qualify the loan
  • Minimum DSCR 1.00
  • No DSCR needed with minimum 700 FICO and max 75% LTV
• Credit score down to 680
• No personal income/no employment needed
• Borrower can own an unlimited amount of properties
• No income-expense ratio (No DTI required)
• LTVs up to 80%
• Interest only available

Bank Statements

• Use 12 or 24 months of business or personal bank statements to qualify income
• Credit scores down to 680
• LTV’s up to 85%

Full Doc

• Standard income documentation including paystubs, W2 and tax returns
• Credit scores down to 680
• LTV’s up to 85%